Do I need identification in Zürich?

No. Below your tier band nothing is asked at all, and above it we ask about the source of the funds rather than about you. No document is taken, photographed or stored at any point.

How much cash can Zürich do today?

This desk holds no walk-in float. Every handover is funded for the specific transaction with notice, so the answer depends on when you ask rather than what is in a drawer.

Where exactly do we meet?

The agent gives you a location on the request thread once your funds are confirmed. It is a fixed indoor location during opening hours, never a street corner, and never somewhere you have not agreed to.

What if nobody shows up?

Open a dispute on the request. It freezes immediately, an operator answers within two hours, and you are made whole from the desk before we settle with the agent.

Cash handover in Zürich

What this desk is

Appointment only, no walk-in float. Minimum 24 hours notice and a discretion premium priced into the spread.

Capacity of ≤ 200k is the per-transaction ceiling Zürich clears without warning. Above it the transaction is still fine — the desk needs 24h always to position notes, and you are told at the quote rather than at the counter.

How a handover goes

You price and lock it in the calculator, choosing Zürich as the cash side.
You pick the agent from the listings below rather than being assigned one.
The desk confirms your funds. No agent pays out before this, and none of them will.
You collect against a six-character code. That code is the entire check — no document is asked for, and an agent who asks is removed on the first occurrence.

Settlement in Zürich typically runs by arrangement from confirmed funds.

Why appointment only

Zürich holds no walk-in float. Every handover is arranged and funded for the specific transaction, which is why it needs 24h always and why the spread carries a discretion premium. For clients who want a bank rail on one leg, this is usually the point rather than the drawback.

Routes that touch Zürich

Any route with a cash leg can settle here. The other side can be a bank rail or on-chain, in either direction.

SEPA → Cash — from 2,000.00 EUR, 0.55% route spread.
SWIFT → Cash — from 10,000.00 USD, 0.60% route spread.
Bitcoin → Cash — from 0.0500 BTC, 0.75% route spread.
USDT → Cash — from 1,000.00 USDT, 0.70% route spread.
Cash → USDT — from 1,000.00 EUR, 0.65% route spread.
Cash → SEPA — from 2,000.00 EUR, 0.60% route spread.

Identity in Zürich

The same everywhere: nothing below the band for your tier, one question about source of funds above it, and no document taken either way. Local rules do not change this, and an agent asking otherwise is breaking their agreement rather than following a regulation.