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Send a SWIFT wire, collect cash

An international wire in, notes out in a city you pick. The slow leg is the bank, not us.

What you send

You send an international wire in USD, EUR, GBP or CHF. Received before 14:00 CET it usually settles the same day; a correspondent bank may deduct its own charge in transit.

This side accepts USD, EUR, GBP, CHF. Currency choice does not change our percentage — only the market rate differs.

What you receive

You collect notes in person from the agent, against a six-character code. No document is asked for, and an agent who asks for one is removed on the first occurrence.

You can take delivery in EUR, USD, GBP, CHF. Pick it in the calculator before you lock; the figure you see is the figure in that currency, fee already subtracted.

How a 100,000 USD transaction prices today

At the current rate of 0.8789, a member sending 100,000.00 USD receives 87,133.27 USD — that is 87,890.34 gross, less 747.07 at 0.85% and a 10.00 fixed charge.

Nothing else is deducted by us. A correspondent bank on the wire may deduct its own charge in transit; that one is not ours and we cannot waive it.

Where the cash side happens

You choose the city and the agent when you create the request, and you collect against a six-character code. No document is asked for at handover.

  • Beograd — unlimited without notice, open 09–22 CET, 500k EUR on hand. Details
  • Novi Sad — ≤ 250k without notice, open 10–20 CET, 95k EUR on hand. Details
  • Dubai — unlimited without notice, open 10–02 GST, 420k USD on hand. Details
  • Istanbul — ≤ 500k without notice, open 09–21 TRT, 140k USD on hand. Details
  • Zürich — ≤ 200k without notice, open by appt CET, funded per appointment. Details

Three more cities settle by appointment. The coverage map has all eight with their own hours and notice.

Timing, honestly

Bank rails move on banking hours, not ours. A wire received before 14:00 CET usually settles the same day; after that, the next business morning.

Above the standing reserve of 680k USD the desk needs 24 hours to position, which is scheduling rather than refusal. You are told at the quote, not at the counter.

Identity

None below the band for your tier — €999 as a guest, €9,999 as a member, €99,999 as VIP. Above it we ask one question about where the money came from, never about who you are, and take no document either way. The source of funds page sets out exactly what a sufficient answer looks like.

Common questions
What is the minimum on SWIFT to Cash?

10,000.00 USD. Below that the fixed cost of settling is a large share of the transaction and neither side benefits.

Can I lock the rate before I send anything?

Yes, and you should. Locking freezes the figure for 14 seconds as a guest, 60 as a member and five minutes as VIP. If it expires we requote and nothing is charged.

What if I need more than 750,000 USD?

Message the desk. Above the published ceiling we quote by arrangement rather than automatically, usually with a day of notice, and the price is agreed before you commit anything.

Do I have to meet the agent I picked?

You meet the agent whose listing you selected. If they cannot make the window, the desk offers you another and your rate is unaffected.

Right now
0.9890

USD per USD, before fee

Live rateRequoting
Price this route →
Limits
Minimum10,000.00 USD
Ceiling750,000 USD
Standing reserve680k USD
Route spread0.60%
Settles in30–90 min
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