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Hand over cash, receive SWIFT

Notes in one city, an international wire out in dollars, sterling or francs.

What you send

You hand notes to an agent you chose from the marketplace. Nothing is released on the other side until the desk confirms the count — that confirmation is what protects both of you.

This side accepts EUR, USD, GBP, CHF. Currency choice does not change our percentage — only the market rate differs.

What you receive

We wire to the beneficiary and BIC you supply, in USD, EUR, GBP or CHF.

You can take delivery in USD, EUR, GBP, CHF. Pick it in the calculator before you lock; the figure you see is the figure in that currency, fee already subtracted.

How a 50,000 EUR transaction prices today

At the current rate of 1.1118, a member sending 50,000.00 EUR receives 55,108.01 USD — that is 55,591.79 gross, less 472.53 at 0.85% and a 11.25 fixed charge.

Nothing else is deducted by us. A correspondent bank on the wire may deduct its own charge in transit; that one is not ours and we cannot waive it.

Where the cash side happens

You hand the notes to an agent you chose from the marketplace, and the desk confirms receipt before the other side is released.

  • Beograd — unlimited without notice, open 09–22 CET, 500k EUR on hand. Details
  • Novi Sad — ≤ 250k without notice, open 10–20 CET, 95k EUR on hand. Details
  • Dubai — unlimited without notice, open 10–02 GST, 420k USD on hand. Details
  • Istanbul — ≤ 500k without notice, open 09–21 TRT, 140k USD on hand. Details
  • Zürich — ≤ 200k without notice, open by appt CET, funded per appointment. Details

Three more cities settle by appointment. The coverage map has all eight with their own hours and notice.

Timing, honestly

Counting and verifying notes takes twenty minutes to an hour depending on size. The outbound leg then settles at its own speed.

Above the standing reserve of 3.2M USD the desk needs 24 hours to position, which is scheduling rather than refusal. You are told at the quote, not at the counter.

Identity

None below the band for your tier — €999 as a guest, €9,999 as a member, €99,999 as VIP. Above it we ask one question about where the money came from, never about who you are, and take no document either way. The source of funds page sets out exactly what a sufficient answer looks like.

Common questions
What is the minimum on Cash to SWIFT?

5,000.00 EUR. Below that the fixed cost of settling is a large share of the transaction and neither side benefits.

Can I lock the rate before I send anything?

Yes, and you should. Locking freezes the figure for 14 seconds as a guest, 60 as a member and five minutes as VIP. If it expires we requote and nothing is charged.

What if I need more than 400,000 EUR?

Message the desk. Above the published ceiling we quote by arrangement rather than automatically, usually with a day of notice, and the price is agreed before you commit anything.

Do I have to meet the agent I picked?

You meet the agent whose listing you selected. If they cannot make the window, the desk offers you another and your rate is unaffected.

Right now
1.1118

USD per EUR, before fee

Live rateholds 27s
Price this route →
Limits
Minimum5,000.00 EUR
Ceiling400,000 EUR
Standing reserve3.2M USD
Route spread0.70%
Settles in20–60 min
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